Alabama’s Alternative Finance Program (The Ability Loan Program) for individuals with disabilities and their families allows applicants to borrow money at low-interest and/or for extended terms for the purchase of assistive technology, adaptive equipment, and related services. Alternative financing needs may include but will not be limited to a means of: a) paying for devices not covered by public programs; b) providing a loan sooner than other public programs, and/or; c) having another funding source available.
The alternative financing program is administered through the Southern Disability Foundation Inc. , a community-based organization founded in collaboration with STAR.
To allow individuals with disabilities and their family members, guardians, advocates, and authorized representatives to acquire and purchase assistive technology devices and services through the establishment and administration of Alabama’s Assistive Technology Alternative Financing Program.
Any Alabama resident who: (1) has a disability or has a family member with a disability; and (2) whose independence or quality of life would be improved by the acquisition of the adaptive equipment.
Any medical, developmental, learning or psychological impairment that substantially limits one or more major life activities, such as an individual’s ability to walk, communicate, see, hear, learn, secure and/or maintain employment, or increase overall independence.
Some examples of items covered by this program, but not limited to:
Applications may be submitted by mail to the Southern Disability Foundation at the following address:
Southern Disability Foundation
P.O. Box 1566
Montgomery, AL 36102
The loan process can take up to 30 days.
For more information, contact Kate Wallace
Alternative Finance Program coordinator
Our Mission: To enable Alabama's children and adults with disabilities to achieve their maximum potential
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